Should you repair or replace your roof?
How to decide between a roof repair and a full replacement: roof age, how widespread the damage is, leaks, decking condition and insurance.
Get your free roof inspection
Takes 20 seconds. We respond within the hour.
Thanks, ! We have your details. What do you need help with?
Have you filed an insurance claim?
Do you own the home?
Best time to call?
You are all set, .
We will call you within the hour.
Your reference:
Repair the roof when the damage is limited to one area and the rest of the roof is in good shape. Replace it when damage is widespread, there are leaks in several places, the shingles are worn out, or the decking underneath is soft. On North Texas roofs older than about 15 years, replacement is often the better long term value.
When a repair is enough
One leak with a clear cause, such as a cracked pipe boot.
- A few shingles lifted or torn off by wind.
- Flashing that has pulled loose around a chimney or wall.
- A roof that is otherwise in good condition with years of life left.
When replacement makes more sense
Hail damage across one or more whole slopes.
- Leaks in several places, or the same leak coming back.
- Shingles that are curling, cracking or bare of granules.
- Soft or sagging decking.
- A roof older than about 15 years that keeps needing repairs.
Where insurance fits in
If storm damage is covered, the insurer decides whether to pay for a repair or a full replacement based on how widespread the damage is. A thorough inspection with clear photos helps the adjuster see the full picture.
General information, not legal advice
Policies differ. Read your own policy, and for legal questions about a claim talk to a licensed public adjuster or an attorney. Appraisal Roofing is a roofing contractor, not an adjuster, appraiser or law firm.
Related questions
How long does a roof last in North Texas?
Asphalt shingle roofs here often last around 15 to 20 years. Heat and hail can shorten that.
Can you repair just part of a roof?
Yes, when the damage is limited. Matching older shingles can be difficult, which we tell you about before we start.
More guides
How the appraisal clause works on a Texas roof claim
What the appraisal clause in a Texas homeowner policy is, when you can use it on a roof claim, how the process works, who pays, and what to do first.
Read the guide · 6 min readSigns of hail damage on a roof
How to spot hail damage on an asphalt shingle roof from the ground and up close, what hail damage is often confused with, and when to get an inspection.
Read the guide · 5 min readHow to file a roof insurance claim in Texas
A plain step by step guide to filing a hail or wind roof claim in Texas: documenting damage, deductibles, the adjuster visit, depreciation and getting paid.
Read the guide · 7 min readFind out what your roof needs.
Free inspection, every photo yours, and a straight answer. We respond within the hour.