Claim denied or paid short? You still have options.
A denial or a low estimate is often a documentation problem. We reinspect the roof, photograph what the first report missed and explain every option you have, including the appraisal clause already written into your policy.
- Free inspection
- Reply within 1 hour
- Insured
- Workmanship warranty
Get your free roof inspection
Takes 20 seconds. We respond within the hour.
Thanks, ! We have your details. What do you need help with?
Have you filed an insurance claim?
Do you own the home?
Best time to call?
You are all set, .
We will call you within the hour.
Your reference:
What is included
- Second inspection with full photo and drone documentation
- Line by line review of the insurance estimate
- Supplement paperwork for items that were missed
- Reinspection request with the evidence attached
- A plain explanation of the appraisal clause
- Referral to a licensed public adjuster or attorney when needed
How it works
- 01
Send us the paperwork
The denial letter or the estimate, plus the adjuster's photos if you have them.
- 02
Reinspection
We go back on the roof and document everything, especially what the first report missed.
- 03
Your options
A reinspection, a supplement, or appraisal. We explain each one and you choose.
Why roof claims get denied
The most common reasons are damage judged to be wear and tear instead of storm damage, damage that costs less than the deductible, a claim filed late, or an inspection where nobody got on the roof. A proper reinspection tells you which one applies and whether it is worth pursuing.
What appraisal is
Most Texas homeowner policies include an appraisal clause. If you and your insurer agree the damage is covered but disagree on what it costs to fix, either side can invoke it. Each side hires an independent appraiser, the two choose an umpire, and an agreement by any two of the three sets the amount.
Appraisal settles the amount, not whether the damage is covered. We are not appraisers or adjusters, but our documentation is what your appraiser works from.
Questions about denied or low claim
Can you be my appraiser?
No. An appraiser has to be impartial, and a contractor who wants to build the roof is not. We give you and your appraiser the documentation.
Is appraisal the same as a lawsuit?
No. It is a process written into your policy to settle the amount of a covered loss. It does not decide whether the damage is covered.
How much does your help cost?
The reinspection is free. If the roof is approved and you hire us to build it, our price is in the contract like any other job.
Helpful guides
How the appraisal clause works on a Texas roof claim
What the appraisal clause in a Texas homeowner policy is, when you can use it on a roof claim, how the process works, who pays, and what to do first.
Read the guide · 6 min readHow to file a roof insurance claim in Texas
A plain step by step guide to filing a hail or wind roof claim in Texas: documenting damage, deductibles, the adjuster visit, depreciation and getting paid.
Read the guide · 7 min readOther services
Areas we serve
Free inspections across Collin and Denton counties.
Find out what your roof needs.
Free inspection, every photo yours, and a straight answer. We respond within the hour.