Free roof inspections. We reply within the hour, 365 days a year.Free inspection. Reply within 1 hour.

Book now
Appraisal Roofing
Guide · 5 min read

How much does a new roof cost in North Texas?

What a roof replacement costs in Prosper, Frisco, McKinney and North Texas, what moves the price, and what you pay when insurance covers storm damage.

By the Appraisal Roofing team · Last reviewed October 2026

Get your free roof inspection

Takes 20 seconds. We respond within the hour.

No cost and no obligation. By sending, you agree we may call or text you about your request. We never sell your details.

Short answer

Most asphalt shingle roof replacements on North Texas homes we quote run between $12,000 and $20,000. The size of the roof, how steep it is, how many layers come off, how much decking needs replacing and whether you choose impact resistant shingles all move the price. When storm damage is covered by insurance, you usually pay your deductible plus any upgrades you choose.

What changes the price

Size: roofs are priced by the square, which is 100 square feet of roof. A larger or more complex roof with many valleys and hips takes more material and labor.

Pitch: steep roofs need more safety equipment and take longer.

Tear off: removing two layers of old shingles costs more than one.

Decking: rotten boards found under the old shingles are replaced at a per sheet price.

Shingle choice: Class 4 impact resistant shingles cost more than standard architectural shingles.

Extras: new gutters, skylights, chimney flashing or added ventilation.

What you pay with an insurance claim

If your insurer approves the roof, your cost is normally your deductible plus any upgrades you choose beyond what was there before. Texas law requires you to pay the deductible, and no honest roofer will offer to cover it.

How to compare quotes

Make sure each quote lists the same things: shingle brand and line, underlayment, ice and water shield, new flashing and vents, decking price per sheet, cleanup and both warranties. A cheap quote that leaves out flashing or decking often ends up costing more.

General information, not legal advice

Policies differ. Read your own policy, and for legal questions about a claim talk to a licensed public adjuster or an attorney. Appraisal Roofing is a roofing contractor, not an adjuster, appraiser or law firm.

Related questions

How much does a roof repair cost instead?

Small repairs usually run $250 to $900. Larger flashing or decking repairs cost more.

Is a roof replacement worth it before selling?

Often, if the roof is old or damaged. Buyers and their inspectors focus on the roof, and an old one can lower offers or hold up a sale.

Do you offer financing?

Ask us when we quote. Options depend on the job.

Find out what your roof needs.

Free inspection, every photo yours, and a straight answer. We respond within the hour.

Book a free inspection